Today’s Post is all about saving money by utilizing Coupons. Since I am new to Couponing myself, I have searched every bit of information on the subject and compiled the main points here. May these tips,tricks, and knowledge help you and your Family save money.
Couponing: What You Need
•A printer for printing online coupons
•A laptop or computer
•A plastic binder with dividers/labels
•A local newspaper (and/or any other mail subscriptions with coupons)
Determine where your local coupons can be found. Depending where you live, coupons pop up in five main places: •Store coupon walls/bulletin boards
This website is perhaps the largest single source of manufacturer coupons. The coupons can be printed out, accessed via app or saved to a grocery-store loyalty card.
This site offers manufacturer coupons that can be printed or saved to a grocery-store loyalty card.
Red plum Coupon site
This site offers manufacturer coupons that can be printed, accessed via app or redeemed via grocery-store loyalty card. Note that SmartSource refers to the last option as “Direct2Card.”
Smart source website
This website specializes in manufacturer coupons for natural and healthy products. They are printable coupons.
Checkout 51 website
To ensure you’ve covered your bases, follow these steps:
•Sign up for your local newspaper.
•Check your store bulletin board for coupons before your shopping (typically at the store entrance).
•Download coupon apps if you’re app-savvy.
•Join local coupon groups on Facebook to keep in the coupon know-how where you live.
•Use coupon websites.
Beat the system: understand “Overage”.
“Overage” happens when the worth of your coupon exceeds the cost of the product. That means you are either owed money in cash from the grocer, or get credit towards your current bill. Sweet! But how can this happen?! There are many scenarios that create overage:
•Combining a manufacturer coupon and a store coupon together. Example: Yummy Bread has a manufacturer coupon for buns. Your local grocery also has its own coupon for Yummy Bread buns. Combine & voìla! Double the savings.
•Using a coupon on an item that has been reduced/on clearance. Example: You have a Yummy Bread manufacturer’s coupon for buns, and then find a bag that’s reduced by 50% for quick-sale, now only $1. Apply your $3 coupon to the reduced $1 buns and presto – you’ve got $2 in overage!
•Applying “Catalina” coupons on your bill. Example: Big chains like Walmart may offer “save _ dollars off your next purchase” – these are also known as “Catalina” coupons. Let’s say you only owe $3 on your current bill. Apply a “$5 off” Catalina and you’ve now got a $2 overage. Nice!
•Price-matching an item that you’re already using a coupon on. Example: Walmart is selling Oral B toothbrushes for 99 cents. You price-match at a neighboring store and apply a coupon offer of “buy 3 toothbrushes, get $4 off”. Since they’re only 99 cents each, if you buy 3 then you’ve got an overage of $1. Well done!
Some of the most common couponing issues you may encounter include:
•Some stores will not pay overage in cash. Instead, you may receive credit for future purchases.
•You may need to fill the overage gap with “fillers”. Because a store may not grant overage in cash or a shopping credit, you may need “fillers” – items that add up to the near/exact overage amount. For instance, you have a $1 overage from coupons, you may then need to grab an item that’s $1 (e.g. gum) to fill the remaining overage. If you’re really savvy, you’ll have lots of overage and this will fund the rest of your regular grocery items like fruit and meat!
•Stores may not allow you to use two coupons simultaneously, such as a manufacturer’s coupon and a store coupon.
•A store may also not carry the product you have a coupon for. If your trip is far or your item is essential or popular, you may want to phone ahead to see if it’s in stock.
Final Tips to Couponing
•Don’t just buy something because it has a coupon. Only buy what you need!
•It pays to check. A brand name with a coupon isn’t always cheaper than discount brands, and buying it at a more expensive store that accepts your coupon could still be pricier than buying it somewhere else.
•See a free coupon magazine? Don’t just grab one, grab several! Even if coupons are limited to one per transaction, you can use them again on another trip!
•If you have a high value coupon, hold out until that item is further discounted for maximum savings.
•If you’re really keen for savings, write to manufacturers of products you love & you’re likely to get some coupons of appreciation in return. Extreme Couponer’s vouch that this works quite often.
•Know the terms & conditions of your coupon before going out so you are prepared to explain them on check-out if need be. Shoppers behind you will also be grateful if you know what you’re doing and are prompt!” (Thrifty Nomads)
Couponing terms you need to know:
one coupon per purchase
“Know that “One per purchase” means one type of coupon per item — not per transaction. Fine print on most coupons states that a customer can only use “one coupon per purchase.” That means you can use one coupon ($0.50 off one, for example) for every item purchased. If you buy one can of tuna for $1.00, you cannot use two identical $0.50 coupons to get it for free. If you buy two cans of tuna, you can use two $0.50 off coupons, making each can $0.50 .
Stacking is the way we layer coupons, rebates, sales and promotions to maximize our savings. Stacking could mean using a store coupon with a manufacturer coupon on one item. Or it could mean submitting a rebate on a rollback price.
Abbreviations for the three types of coupon inserts distributed in the Sunday paper. Look for PG (Procter & Gamble) on the first Sunday of every month and SS (SmartSource) and RP (RedPlum) on most non-holiday weekends.
A term we use when the final price after coupons, rebates, gift cards, and “on your next order” coupons falls below $0.00. When you earn back more than you pay out, it’s a moneymaker.
Use rebate apps.
Every Couponer needs to have Ibotta and Checkout 51 in their arsenal. These three rebate apps have offers every week for the things you already buy — plus, you don’t have to clip a single coupon to get savings. Instead, browse through offers in each app and add the qualifying products to your shopping list. After you’ve made the purchase (stacking coupons when you can), snap a photo of your receipt, and in about 24 hours your account will be credited. Stack coupons with sales. Clearance prices are the best foundations for a stack, but anytime you see a good sale price, try to use a manufacturer coupon, store coupon, and rebate offer on top of an item’s already discounted price. Only one manufacturer coupon — printed from the Internet or newspaper — can be used per item. And at stores that also offer store coupons (like Target, Walgreens, CVS, and Kroger stores), you can also use a store coupon for a total of two coupons per product.” (Krazy coupon lady) Great tips from this Krazy coupon lady
I hope that this Post has helped you know more ways to save money. I know that I will be Utilizing Coupons from now on.